Health Insurance Quote Forms
We shop the insurance market, so you don’t have to.
Health Insurance Information
Individual vs. Group Health Insurance Plans
Health insurance is complicated, but Florida Best Quote Insurance can help you. Whether you’re shopping for an insurance plan for the first time or trying to stretch your health care dollars, our team can help you navigate how health insurance works, what plans cover and the benefits of individual coverage and group coverage. In the end, we’ll make sure you get the most appropriate coverage.
Group Health Insurance Questions:
What Is Individual Health Insurance?
Individual coverage is health insurance you buy on your own. Since there are hundreds of options to pick from, Florida Best Quote Insurance can help you navigate available individual plans to find which one provides the best coverage for you and your health care needs.
Pros of Individual Health Insurance
With health care reform, there are new advantages to buying individual health insurance plans. Now, people can feel empowered to take control of their health care decisions. Advantages of individual health insurance include:
Customizable plan options and coverage
Choice of network and medical providers
Coverage continues after job loss or change
Can I Be Denied Health Insurance if I Have a Pre-Existing Condition?
The Affordable Care Act (ACA), made it illegal for Americans to be denied coverage or charged higher rates for pre-existing conditions. Also, if your health changes and you develop a chronic medical condition while enrolled in a heath plan, your rates cannot increase. The only exception to this is if you were enrolled in a health plan that started before 2010, when the ACA was passed.
How Much Does Health Insurance Cost?
Plan choices and premium costs can vary, so call Florida Best Quote Insurance today at 727-755-0072 or request a quote online. We can help you find the best option for you and your family.
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