Many of the greatest companies in the world had humble beginnings. Cosmetics giant Mary Kay launched hers from the kitchen table in her home. Along with Steve Wozniak, Steve Jobs started Apple in his parents’ garage. The type of business you have and the coverage you need, will answer the “what is commercial insurance” question. We’ve got those answers. 

Taking the risk to embrace your entrepreneurial spirit to solve a problem with a product or provide a service is most rewarding. But then you must protect that business. 

The type of business you own and where it is housed are the key factors in determining the best coverage that suits your situation. Perhaps you need more robust liability coverage because company vehicles are used to transport employees or deliver products. What is commercial insurance? When you meet with one of our insurance advisors, we will discuss all the elements and make appropriate recommendations. 

Why You Need Business Insurance

There are many associated costs with owning your own business. You don’t want to run any risks of downtime, but you also don’t want your commercial insurance premium to be the most expensive line item in your budget! 

Small- and medium-sized businesses are the backbone of this country. We are a business too. We understand the sweat equity and capital it takes. But you can’t be susceptible to liability… or an insurance company that sells you commercial insurance you don’t need at an exorbitant cost. 

You need coverage and you need a profit margin. We are here to clarify every aspect of your commercial insurance coverage to help you have both. 

Your investment in your company is everything. This is your dream. You need to defend it. 

What Does Business Insurance Cover?

There are a variety of different forms of insurance available for your business. Four of the main options include: 

Why Florida Best Quote?

When we meet to review your needs, we will go through a list of potential coverage you may require to narrow it down to the best commercial insurance protection at the best price because that’s what we do – all day long. And we love it. Helping people feel empowered to do what they love? There’s nothing like it. 

You may need an insurance policy that includes auto, liability, property coverage, and perhaps even an option like protection from employee theft. Every business is unique. That’s why we provide coverage that is. You don’t need the same thing as the storefront down the street. An honest assessment is what you need. 

The answer to “what is commercial insurance?” is an insurance policy that will help you sleep better at night, so you can rise and shine each day – ready to keep your business running just the way you want it. 

Call us at 727-755-0072 or fill out a quote form to get started today. 

Common Business Insurance Questions

How Does Business Insurance Work?

Business insurance works much like other insurance policies where you (as the business owner) pay monthly or annual premiums in return for coverage. If an accident occurs while the policy is active, you can file a claim to receive compensation rather than dipping into your business’ savings after an accident. 

Is Business Insurance Required by Law?

Some business insurance may be required depending on your location and industry. Workers compensation insurance is required for most businesses in Florida. Business insurance requirements may also vary depending on requirements of your industry or to obtain licenses for work. 

What Insurance Do I Need for My Business?

Every business is different and your insurance policy should be tailored for your needs. You will likely need at least some form of liability and property insurance, so be sure to speak with an insurance agent to protect your business as much as possible. 

How to Get Business Insurance

Getting business insurance is simple and easy. Call a Florida Best Quote agent at 727-755-0072 or fill out an online quote form. Be sure to have information about your business’ location and industry at the ready so we can help you protect your business.